Direct Express

Company

Comerica Bank

Year

2022

Length

6 months

Role

UX Lead

Team

Product, Engineering, QA, Legal, Government, Prepaid card providers

Users

unbanked, underbanked receiving government aid

The Challenge

Easy and transparent access to federal benefits

Business Context

  • Seamless digital banking experience for distributing federal benefits
  • Reduce support costs
  • Minimize false fraud reports
  • Increase card usage
  • Promote financial literacy.
  • iOS, Android, Web

User Problems

  • Rely on traditional interaction methods (phone, in person)
  • Caretaker managing money
  • Limited experience with technology

Design Challenges

  • Deliver a consistent experience across platforms
  • Complying with government regulations
  • Data owned and managed by 3rd party
  • No design system

My Role

Owned the UX process end to end

User Researchers

Collaborate early to guide direction.

Designers

Mentored, coached, raised quality

Product Management

Shaped vision, prioritized user needs

Engineering

Bridged technical and design trade offs.

Stakeholders

Aligned strategy / business goals

Government

Balance compliance and usability.

Approach

  • Customer interviews
  • Review call center data
  • Competitive Analysis
  • Personas
  • User Flows
  • Wireframes
  • Visual design
  • Prototype
  • Usability testing

Solution

  • Check card balance
  • Review transactions
  • Manage your cards
  • locate nearest participating ATMs
  • Instant Alerts
  • Financial education center
  • Android / Apple tablet and phone app
  • Web application

View in the app store

Screens

Impact

Business

Reduced customer support burden and increased engagement with the prepaid card program.

Users

Improved financial empowerment with quick transparent access to benefits.

Org

Strengthened the partnership between federal agencies and 3rd party data owners

Results

4.8

&

4.7

rating on App Store and Google Play

25%

reduction in support calls

37%

reduction in false fraud claims

Reflection

1

Demonstrated how design leadership can influence beyond the screen — influencing process, inclusion, and trust in digital access to benefits.

2

Mentored junior designers on balancing usability with business and compliance needs.

3

Deepened expertise in cross-platform mobile design, web, and accessibility.

4

Reinforced that great enterprise design starts with transparency.

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